Practices & Services

Personal Injury & Accident Claim 

Have you been injured in an accident due to the negligence / fault of another? Ghazarian Law Office, APC will help to ensure that you are not responsible for paying the costs for others' mistakes. Most importantly, you only pay if Ghazarian Law Office, APC wins your case.

Contact Ghazarian Law Office, APC for personal injuries resulting from:

Automobile Accident

Commercial Bus & Truck Accident

Motorcycle Accident

Bicycle Accident

Pedestrian Accident

Lyft & Uber Accident (See Below For Details)

Construction Accident

Premises Liability / Slip & Fall 

Dog Bite

Wrongful Death

Traumatic Brain Injury (TBI)

Government Liability

An effective Personal Injury Claim MAY help you recover damages, such as:

Property Damage

Medical Bills 

Lost Wages 

Loss of Future Earning Potential 

Emotional Pain & Suffering 


Zoning & Planning Law / Land-Use La

Real Estate Law

After numerous years in commercial real estate, which includes, Purchase, Construction, and Sales, Mr. Ghazarian has accumulated a wealth of knowledge and experience in Zoning, Planning, Land-use Law, and Real Estate Law in general, involving:

Purchase / Sale (Commercial or Residential Properties)

Construction / Development Guidelines 

Conditional Use Permit (CUP)

Title Issues (Including Quite Title)

Landlord / Tenant Disputes 

Corporation Formation (LLC, INC., etc.) 

Accordingly, Ghazarian Law Office, APC will help you navigate through the necessary requirements set forth by the city's Zoning and Planning Department and help you get your development project started.

Have You Been Injured In An Uber / Lyft, Or Other Rideshare Accident In California?

Whether you were an Uber / Lyft driver, passenger, third party driver or a pedestrian who was hit by an Uber / Lyft, Ghazarian Law Office, APC is here to help.

Ghazarian Law Office, APC serves drivers and passengers who have been injured in a rideshare accident. Before speaking with an insurance adjuster, call (818) 468-8386 to learn about your legal rights during the free consultation. Do not give Uber or Lyft the opportunity to DENY you a settlement, instead allow Ghazarian Law Office, APC to fight for you, in order to get you the MAXIMUM compensation that you deserve.

What You Need To Know About 

Uber & Lyft 

Accident Policies:

Uber & Lyft are both Multi-Billion-Dollar, publicly traded companies with a lot on the line when their drivers are involved in an accident. Therefore, they have a substantial insurance policy to protect the company in the event an accident occurs. As an example, it is well known that Uber drivers are covered by $1 Million in liability and uninsured / underinsured motorist coverage.

What most Uber riders, drivers and even most Uber Attorneys do not know is that Uber has at least another $100 Million available in excess coverage when their drivers are at fault, and it is likely that they have excess policies when it comes to uninsured and underinsured motorist coverage as well.  In comparison, many ordinary drivers in California carry only $15,000 in injury liability.

If you have been injured in an Uber vehicle, then you are entitled to compensation. Of course, the insurance company may try to make a deliberately low offer, which is why you should consult with a trusted Uber accident attorney to ensure that you recover the full amount of your damages, both current and ongoing.

Uber & Lyft Insurance Coverage Breakdown:

No Period / Offline 

The 1st Period

The 2nd Period

The 3rd Period

Take note: Even if your accident occurs during the second period, which would make you qualified for full coverage, Uber / Lyft may try to take advantage of the fact that there are no witnesses and claim that you did not accept a ride request prior to the accident. Therefore, it is highly advised that you take a screenshot of your app after an accident for the sake of proof.

Uninsured Motorist  vs. Underinsured Motorist

What Is The Difference?

If you have been in a car accident and were hurt because of someone’s negligence conduct, you may be hit with all sorts of costs. In addition to the pain from your injuries and the damage to your vehicle, you will have the bills for medical treatment and the necessary time off work.

In most cases, the other driver’s insurance company covers these costs on your behalf if you are able to prove that you did not cause the accident. However, it is not always that simple. Sometimes the driver does not carry enough insurance coverage to pay for all the expenses they caused. This is called “underinsurance.”


Underinsurance is when someone has insurance but does not have enough insurance to cover the costs of an accident. For instance, if the driver who caused your accident has a $300,000 policy on their car and the accident resulted in a total of $500,000 in damages, there is a $200,000 difference. If you have bought and paid for a full $500,000 in Underinsured Motorist Coverage, you can make a claim for the difference. Hiring a knowledgeable attorney can help make sure that you don’t have to pick up any of the extra costs.


There are also uninsured motorists. These are people who carry less insurance than their state of residence mandates or who have insurance with a company that cannot/will not pay the claim. For instance, this could include someone who does not carry any insurance on their or vehicle.

If you are in an accident with an uninsured motorist and they are at fault, you would not be able to receive payments from their insurance policy. Instead, you would need to file an uninsured motorist claim. Most California automobile insurance policies include uninsured motorist (UM) coverage. Not only do many states require it, but it is a good safeguard in the event of an accident, (Buy Additional Coverage If Possible). However, you may still need to hire an attorney to protect your interests and make sure your insurance company acts in good faith on your behalf, because unfortunately, people’s own auto insurers do not always treat them fairly.


The main difference between uninsured and underinsured motorist claims is whether the person who caused your damages (personal & property) has auto insurance to cover their actions in a collision. With Underinsured Motorist Coverage, you have to make two claims:

In contrast, when dealing with an Uninsured Motorist, you only file a single claim with your insurance company through your UM coverage. Your car accident / personal injury attorney will work with your insurance company to make sure that all your costs are covered, up to your policy limit.

If you have been in a car accident and have questions about what coverage you have, and want to know the differences between Underinsured Motorist Coverage & Uninsured Motorist Coverage please call Ghazarian Law Office, APC at (818) 468 - 8386 to help and guide you through your options and to take the necessary action(s).

What Happens When You Are Involved In An Accident & You Did Not Have Insurance Coverage At The Time?




Proposition 213, Prop 213 for short, is a California State Law that was approved on November 5, 1996. This law mainly restricts the collection of non-economic damages (pain and suffering) that resulted from a car accident from drivers that are not insured, no matter if they were not at fault for the crash.

Prop 213, which officially is called The Personal Responsibility Act of 1996, was brought to the voters in California and was an initiative measure that would limit the right for uninsured motorists, and recover any damages for citizens that abide by the law by suing felons, and drunk drivers.

In March of 1998, Insurance Commissioner, Chuck Quackenbush, allocated a reduction of  $71 million for rates that were filed through Mercury Insurance Co. for Prop 213. The auto rates for Mercury were also reduced by twenty (20%) percent for coverage for uninsured motorists and fifteen percent (15%) for coverage for bodily injury.

MADD, or Mothers Against Drunk Driving, Doris Tate Crimes Victims Bureau, Peace Officers Research Association of California, The California Police Chiefs Association, the Association for California Tort Reform, the CHP’s California Association of Highway Patrolmen, California Peace Officers’ Association, among others all supported Prop 213. Those who opposed Prop 213 were the Proposition 103 Enforcement Project, which was a proposition that brought about the usage for sequential analysis for setting rates.

There have been many challenges to this law to date, but at this time, the law has yet to be overturned. In fact, there are still ongoing efforts to enforce legal actions against Prop 213 drivers. The law mainly affects those that are not currently insured; however, there are other portions of this law that could change you in a different accident claim as well.



In any action for damages based on negligence, a person may not recover any damages if the plaintiff’s injuries were in any way proximately caused by the plaintiff’s commission of any felony or immediate flight therefrom, and the plaintiff has been duly convicted of that felony.




The reason for this law is quite simple. A person who does not protect others from the negligent actions that they make, should not be able to get damages for pain and suffering. Essentially, it is a punishment, to put it simply.

The real question is, however, whether or not this law encourages anyone to have insurance. It is likely that the majority of drivers in the state of California are not aware at all of the fact that their lack of coverage now excludes them from certain damages, even in cases that they are not at fault.

There are many cases where people will call law offices and become distraught learning about this law and claiming that the law is not just. Whether or not the law is just or unjust, the law is an existing law, and it prevents drivers who do not have the proper legal liability coverage from obtaining pain and suffering (non-economic damages) due to their actions that were negligent on the roadways. This goes for any vehicle type, vans, buses, and even trucks.


The first reason mentioned for Prop 213 is that the costs for car insurance have skyrocketed in California for those who are taking responsibility for their actions. Drunk drivers, motorists that are not insured, and criminal felons are breaking the law, and there is no reason that they should be getting rewarded for being irresponsible and breaking the law.

However, under the current regulations, the drunk drivers and motorists who are uninsured and are involved in accidents can recover damages that are unreasonable from citizens that are abiding by the law, and criminals have recovered damages from citizens, who were following the law, while they were committing their crimes.

The second reason is that the system, which rewards the individuals who refuse to take responsibility personally to stop them from being able to seek out unreasonable damages or from suing a citizen, who abide by the law.

This is why the State of California’s People enacted this measure to restore the balance for the justice system to limit the right for suing drunk driver motorists that are not insured, and criminals.

Under the previous law, anyone that suffered an injury as a result of a car accident was able to sue the person, government, or business responsible so that they would be able to recover any losses. Losses can include economic losses, which could be medical expenses, property damage, or lost wages, and losses that are not economical, for example, pain and suffering.

Prop 213 does not allow for the recovery of losses that are non-economic for specific accidents. A convicted felon can, from suing, recover any damages that are suffered due to someone else’s negligence. A convicted felon can sue to recoup some of his losses.


The compensation is only restricted by non-economic damages that happen in a car accident by Prop 213. This includes losses from disfigurement, emotional or mental distress, pain and suffering, inconvenience, and physical impairment.

Economic damages are still offered to accident victims that are affected by Prop 213. This would include things such as rehabilitation costs, future medical expenses, missed work meaning lost wages, and repairs to property or vehicles.


Mainly uninsured drivers are affected by Prop 213. If at the time of an accident you are not insured nor is the vehicle that you are driving, in your case Prop 213 may apply. As we mentioned above, this will deny you being able to get compensated for any damages that are not economic. No matter if you have a reason to believe that the vehicle being driven is insured.

Drivers under the influence of alcohol or drugs (DUI), are also a vital part of those who are affected by Prop 213. In a case where a driver did not cause the accident at the time but had been driving under the influence, it may cause the law to prevent them from collecting any damages for pain and suffering, as well as any other non-economic compensation. An important thing to note is that this has to do with both victims of DUI car accidents and those that cause them.



There are specific narrow exceptions for Prop 213 with which it may allow you to obtain all the damages that you are entitled to, whether or not you were insured when the accident occurred or if the vehicle that was being driven was insured or not.

1st exception: is if the vehicle that you were driving was an employer’s vehicle and it was not insured, then you might be able to still seek out non-economic damages for the accident injury. This can even apply if when the accident happened, you were not insured.

2nd exception: is if the accident occurred on private property, you might be able to obtain all the compensation that is typically entitled to you. This is because of the state law requires that drivers have auto liability insurance to drive on the public roadways, but on private property, this is not a requirement.

3rd and final exception: is if you are not the owner of the vehicle being driven, but you, the person driving, have another car that you have insurance on. This will make you exempt from Prop 213.

Your insurance allows for you to seek the complete compensation that generally you are entitled to, even though the car you were driving was not insured.



Just because you were not insured, it does not mean that you do not have the right to get compensated after being injured in an accident that was caused by someone else’s negligence. Even if Prop 213 applies in your case.

You do have a right for your lost wages, medical bills, damages to any property, or any other economic losses that you may have suffered due to another person’s negligence.

If you need superb representation for your personal injury claim in California, contact Ghazarian Law Office, APC and schedule a free consultation today.





CALL: (818) 468 - 8386


About Attorney

Andre Ghazarian, Esq.

Mr. Ghazarian received his Bachelor of Arts degree in History with a minor in Near Eastern Languages and Cultures from the University of California, Los Angeles and his Juris Doctor degree from the University of West Los Angeles.

Mr. Ghazarian's attention to detail, work ethic and dedication to his clients is what drives him in his pursuit of assisting those in need of guidance and legal representation. 

Mr. Ghazarian speaks fluent Armenian, English and is proficient in Farsi. Spanish speaker available upon request. 

The Mission


When you or a loved one is involved in an accident your life can change instantly. Dealing with injuries, medical care, and the insurance companies can be exhausting and overwhelming. 

Getting fair treatment and compensation after an accident is anything but simple. Insurance companies have intentionally made this process long and difficult with their one clear goal in mind – to pay you, the injured, as little as possible.

Therefore, hiring the right personal injury attorney will make all the difference in easing the burden and making the process manageable, from start to finish

Ghazarian Law Office, APC believes in providing personal attention to every client. Building authentic relationships with you, understanding your case is unique. Keeping you informed about your case as it progresses, and fight for you to obtain the results you deserve. 


Ghazarian Law Office, APC is available to speak with clients when they need guidance. The goal is to keep clients well informed about the entire process and take substantial measures to answer all questions while establishing a level of comfort and security. 

Ghazarian Law Office, APC strives to diligently pursue client’s interest in such matters, and in the process allowing clients to focus on healing and getting their life back in order.

Ghazarian Law Office, APC provides free consultation and once you decide to become our client, and help you get the highest quality medical care and adequate compensation to make such difficult times in your life as stress free as possible.

Contact Information

Ghazarian Law Office, APC

100 N Brand Blvd. Suite 605

Glendale, CA 91203

Phone: (818) 468 - 8386

Fax:     (818) 350 - 5353